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Valley Peaks Realty
TY WILDE
Prescott New Homes
Retirement in Prescott

Where Active Retirement
Meets Mountain Living

40% of Prescott buyers are active retirees. No estate tax. No Social Security tax. Three hospitals. 450+ miles of trails. New single-story homes from the high $400s.

Why Prescott for Retirement

Built for the Way
You Want to Live

Healthcare That's Already Here

Healthcare That's Already Here

Yavapai Regional Medical Center (Dignity Health), VA Medical Center, and a growing network of specialists. Strong Medicare acceptance. Phoenix's world-class hospitals are 2 hours when you need them.

Climate That's Actually Livable

Climate That's Actually Livable

5,300 feet. Four real seasons. Summer highs average 89°F, not 115°F. Light winters with occasional snow that melts in a day. 277 sunny days. The mountain West without mountain winters.

Tax Savings That Matter

Tax Savings That Matter

No state tax on Social Security income. No estate tax. Flat 2.5% income tax. Property taxes average $1,450/year — about 30% below the national average. Your retirement dollar goes further.

An Active Lifestyle, Not a Quiet One

An Active Lifestyle, Not a Quiet One

450+ miles of hiking and biking trails. Watson Lake kayaking. Golf at Talking Rock and Prescott Lakes. Farmers markets, art shows, live music on Courthouse Plaza. This isn't sitting on the porch.

New Homes Built for This Chapter

New Homes Built for This Chapter

Single-story floor plans with no-step entries, wider hallways, walk-in showers. Builder warranty covers structural issues for 10 years. No 30-year-old HVAC. No renovation surprises.

A Community of People Like You

A Community of People Like You

Prescott's median age is 60.3. Your neighbors are retirees, remote workers, and active adults who chose to be here. 45,000 in the city, 252,000 in the metro — small-town feel with real infrastructure.

The Financial Picture

$0
State tax on Social Security
2.5%
Flat state income tax
$1,450
Avg annual property tax
$0
Estate tax (AZ)

Why New Construction for Retirees

A 30-year-old home comes with 30-year-old problems. New construction eliminates them.

FeatureNew HomeResale
Single-story optionsStandard in most communitiesLimited availability
Energy efficiencyModern HVAC, windows, insulationOlder systems, higher bills
Builder warranty1–10 year structural coverageAs-is, no warranty
Maintenance surprisesEverything is newRoof, plumbing, electrical unknowns
LayoutOpen concept, great roomsTraditional, compartmentalized
AccessibilityWide halls, walk-in showersCostly retrofits needed

Get the Prescott Retirement Planning Guide

Healthcare directory, tax breakdown, community comparison matrix, and a 90-day relocation timeline for retirees.

No spam, ever. Ty responds personally within one business day.

Single-Story Communities for Retirees

Every community below offers single-story floor plans. All built by ECCO Homes in Prescott Valley.

CommunityPriceSq FtSingle-StoryRV GarageHighlights
Jasper 7High $400s1,281–1,765AllNoClubhouse, pool, trailsView
SkyviewLow $500s1,653–2,254AllYesRV garage, energy-efficientView
Jasper 9High $500s1,659–2,004AllNoPark access, trailsView
Jasper 8 ECCOHigh $600s2,114–2,693AllNoStudy options, fireplaceView

Capstone Homes communities (Granite Dells, Hidden Hills, Jasper 3B, Jasper 8) also offer single-story options from $794,900. View all communities →

Retiring in Prescott — FAQ

Tour Single-Story Models From Home

Many of our communities have Matterport 3D tours so you can walk through models from your current home. Or schedule a Saturday discovery tour with Ty.

No spam, ever. Ty responds personally within one business day.